Oink automatically syncs all of your bank transactions into one Google Sheet so you can budget, analyze, and keep track of your spending
Matteo Stohlman & Evan Lynch, the founders of Oink, were fed up with the personal finance apps out there. Looking around online, it turns out there are a lot of other people who are fed up too. Apps imposing their own categories, auto-categorizing transactions incorrectly, failing to sync accounts, you name it there are 100 complaints about it online.
Instead of just trying to create yet another personal finance app, we took a step back and thought about what people were really looking for in a personal finance tool. What we discovered in talking to people is that everyone has their own unique way of managing their finances. Case in point, at the beginning of a marriage, one of the first things a couple needs to work out is how to manage finances together. The reason this can be difficult, is because before they got married, they inevitably managed their finances in two different ways. So no wonder people struggle with personal finance apps! Trying to fit people into a box, when there are so many unique ways of managing finances is inevitably going to lead to a lot of frustration for customers.
For good reason then, spreadsheets are still by and large the preferred approach for managing personal finances. However, this comes with one challenge. It requires a lot of work to pull your bank transactions and categorize them. At best, this creates a disincentive to proactively update your spreadsheet to know how you're doing financially. At worst, it's a complete showstopper, leading people to be stuck between apps that don't work and spreadsheets that are too difficult to manage.
We believe that taking care of the process of pulling your transactions can eliminate a lot of the work required to manage your money in a spreadsheet. We want to make the choice obvious, that spreadsheets are still the best tool for managing your money. This is why we developed Oink.
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